Advanced Financial Federal Credit Union

Advanced Financial

Federal  Credit  Union

Banking… Only Better
Discover the amazing benefits of becoming a member of Advanced Financial FCU.

Become A Member

When it comes to opening a personal account with us, we’re here to guide you and help make the process as seamless as possible. Join us and start your journey toward financial success today!

Open A Personal Account

Becoming a member of Advanced Financial is fast and easy! Let’s get started. Here are the next steps:

Apply Online Today

The application should take you no more than 20 minutes to complete.
Need more time? No problem! — Be sure to save your progress and pick up right where you left off once you’re ready.

Ensure you have proper documentation available:

  • Valid Driver’s License, Government-Issued ID, Passport, or State ID
  • Physical Mailing Address
  • Social Security Number
  • Date of Birth

Make Your First Initial Deposit:

  • Have your bank’s routing number and account number handy.
  • Select from two options to fund your account:
    • Transfer from another credit union or bank to make an online transfer
    • Fund your account later by visiting one of our branches and bring in a check, money order, or cash within 10 business days.
  • Make a minimum deposit of at least $5 (or more if you’d like!) to fund your account. Your $5 represents your share, or ownership, in the credit union.

Review Agreements and Disclosures

Read and agree to the agreements and disclosures, scroll all the way to the bottom, and check the box.


If you need to add a Joint member to your account, click on “Add Applicant” and enter their personal information. Then click on, “Yes, Save Applicants.” If there is no Joint applicant, simply click, “No Thanks.”

That’s all! Once your membership is established, you’ll be able to explore all our product offerings, open sub-accounts (like checking, share certificates, and club accounts), apply for loans, take advantage of our digital banking services, and so much more!

Prefer to open your account in person? Our friendly team is waiting for you! Simply stop by your nearest branch location.

Enjoy Better Banking

If you are eligible, you can sign up immediately by clicking the button below


Advanced Financial
Federal Credit Union
New Providence | Roselle | Scotch Plains | West Orange

Our routing number for direct Deposits: 221276817
Federally Insured by NCUA
We do business in accordance with the fair housing law and equal opportunity act

Member of NCUA Equal Housing Lender Excess Share Insurance