Earn triple points this holiday season. From November 25 to December 24, 2024, UChoose Rewards cardholders will earn 3 points per $1.00 spent on a minimum of $25 transactions at select stores and online merchants.
Take advantage of our Holiday Loan special to fund your holiday festivities, travel plans, and gift expenses from now through December 31, 2024.
While your credit score is a three-digit number that's automatically assigned to you, this is one area of your financial life where you have quite a bit of control. The moves you make or don't make with your credit can help determine where this score falls at any time, and the impact can be dramatic.
Where good credit, a score of 670 or higher, can mean having access to financing with the best rates and terms, a low credit score can mean paying higher interest rates and more loan fees — or even being denied financing altogether. Bad credit can also mean having trouble getting an apartment or a job if your employer asks to see your credit report for hiring purposes.
The following steps can help you improve your credit this year and beyond:
You don’t have to live with a low credit score for another year, especially since so many things can help you improve it. By never missing a payment, paying down debt, checking over your credit reports and getting creative when it comes to building new credit, you can end 2024 in much better shape.
From Swift and Associates - Our Tax Preparation Partner
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