Personal Loans

We offer a variety of personal loans to fit your needs.

Personal Signature Loans

Borrow at a fixed rate and term for a variety of needs, including debt consolidation, travel expenses, back to school expenses, wedding expenses, vehicle repairs.

• Signature loans up to $15,000
• No collateral required.
• No prepayment penalty.
• Automated payments through direct deposit or auto transfer from your share savings or checking.
• Amount, rate and term will be determined subject to credit underwriting.
• Seasonal specials for short term/special rate holiday and vacation loans

Personal Signature Line of Credit Loans

An unsecured line of credit you can access as needed.

• Overdraft lines of credit up to $2,000 to provide an additional overdraft source for your checking account.
• Signature line of credit up to $10,000.
• Available credit replenishes as payments are made.
• No collateral required.
• No prepayment penalty.
• Automated payments through direct deposit or auto transfer from your share savings or checking.
• Amount, rate and term will be determined subject to credit underwriting

Secured Loans

Borrow using your own funds as collateral - There are all kinds of reasons a secured loan can make sense.

Do you need to rebuild a healthy credit score? Do you want to borrow without having your credit report accessed? Feel more comfortable keeping your funds on deposit and taking a loan against them?

Borrow up to 80% of your share savings or share certificate balance. The amount borrowed is held in a pledge but continues earning dividends and pledged funds are released each month as payments are made.

• No prepayment penalties.
• The loan will be reported to the three major credit reporting agencies.