Advanced Financial Federal Credit Union

Advanced Financial

Federal  Credit  Union

Banking… Only Better
Advanced Financial Federal Credit Union offers credit cards at competitive rates with robust fraud protection and worldwide acceptance wherever you see the Visa® logo.

Credit Cards

Advanced Financial offers two credit card programs to make your “Everyday” more manageable. Each offers robust fraud protections, zero liability for fraudulent transactions, online account access and card management via the AFFCU mobile app. Each card has a competitive variable rate, no annual fee and a 25 day grace period.

Online account access through online banking or the mobile banking app lets you view transaction history, download statements, and set up automated payments.

With Card Controls in the mobile banking app you can set up alerts for merchant types, locations and purchase amounts. Set spend limits, view your spending trends and obtain a digital image of your card. If you misplace your card or just want to limit access for a while, use the app to lock your card and then unlock for immediate access as soon as you need it.

Load your card to the digital wallet of your choice – Apple Pay, Google Pay or Samsung Pay – and you’ll always have your card, wherever you have your smartphone.

VISA Everday Rewards

  • Credit limit up to $20,000
  • uChoose Rewards®:
     
    • 3X points per $1 spent on Gas and Groceries
    • 2X points per $1 spent on All Other Purchases
    • Seasonal Promotions and merchant bonus offers too.
Current Rates
  • VISA Everyday Rewards as low as 15.49% APR*
Rates as of 11/25/2024

VISA Everyday Classic

  • Credit limit up to $10,000


Current Rates
  • VISA Everyday Classic as low as 13.49% APR*
Rates as of 11/25/2024

* APR = Annual Percentage Rate. | Maximum APR on all credit card loans is 18.00%
Advanced Financial
Federal Credit Union
New Providence | Roselle | Scotch Plains | West Orange

Our routing number for direct Deposits: 221276817
Federally Insured by NCUA
We do business in accordance with the fair housing law and equal opportunity act

Member of NCUA Equal Housing Lender Excess Share Insurance